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Life Assurance		 Inheritance Tax

Health Insurance		 Tax Free Investments

Mortgages		 Retirement & Pensions

Pensions		 Mortgages

Protection		 Equity Release

Savings		 Health Insurance

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Life Cover		 Client Agreement

 

 

John Bolingbroke has been a financial adviser for 30 years working for Abbey Life for 17 years. Since leaving Abbey Life, John has been an Independent Financial Adviser and later met up with his colleagues who went on to form Crystal Financial Management Limited.

John spends one week a month servicing our clients in Spain and specialises mainly in advising clients on their pension provision pre and post retirement.
     
     

Ken Coldwell joined the financial services industry in 1987 having previously worked in the printing industry.  He started with Abbey Life and then moved on to Allied Dunbar before becoming an Independent Financial Adviser joining Crystal Financial Management in October 2003.

Ken specialises in Equity Release and Buy to Let Mortgages but also advises on pensions, investment and protection products.

  

     
     
 

Peter Collen is a Director of Crystal Financial Management Limited and the Compliance Officer. Over the past 23 years in the Financial Services Industry, he has provided advice to a wide range of people, initially as a “tied agent” with the Prudential and for the past 8 years, as an Independent Financial Adviser.

As Compliance Officer, his role is to ensure that all Crystal Staff and Advisers operate with the highest level of professionalism, quality of advice and consideration to our client’s needs and concerns.
     
     

Derek Golledge is a Member of the Securities Institute (The Stock Exchange) and has been for over 30 years having started his working career in a stockbrokers before joining Abbey Life as a tied agent in 1989.

After being with them for 8 years he decided to become an Independent Financial Adviser to enable him to offer advice covering the whole of the financial markets’ products. Derek currently looks after the accounts of Crystal to ensure that we meet all the financial obligations as laid down by the Financial Services Authority (FSA).

  

     
     
 

Russell Golledge has 10 years experience in the industry and is an APFS which means he has an Advanced Diploma in Financial Planning issued by the Personal Financial Society.   Having worked as a mortgage adviser for Bradford and Bingley and Woolwich Russell returned to the totally independent arena in 2003 when he joined Crystal Financial Management Limited.

In addition to Mortgages, Pensions and Investments, Russell is also regulated to provide advice on Long Term Care and Equity Release.
     
     

Adrian M Robinson has over 37 years experience in the Financial Services industry, most of that time spent as an Independent Financial Adviser and is an Associate of the Pensions Management Institute.  As well as being the company’s Pensions Specialist, he is a Director and Company Secretary, an experienced trainer and responsible for the running of the office and all HR functions.

Adrian advises on investments as well as all types of pension schemes and is responsible for Crystal’s periodic investment newsletter.		  

     

 
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Authorised and Regulated by the Financial Services Authority.

  
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